Does insurance cover cultural transition expenses?
The other day someone backed into my parked car, modestly crunching the driver's door. The door still opens and closes normally, though the window made a bad noise at the end when I rolled it up. It seemed a small thing at the time; his insurance company told me where to go to take care of it. This morning they looked at the car and declared it totaled.
I'll keep the car, but it will be a $25 or $75 car - salvage value. That means my keyboard rig is now my most valuable possession. Someone else's moment of inattention, and crunch- I'm pushed across a cultural divide. Before I was actually a bit embarrassed that a car was my big possesion, so perhaps I was somewhat prepared for this transition, but as an American, I feel the right to demand compensation for just about anything whenever some deep pockets with little jury sympathy are nearby.