I'm tyring, I really am, but I don't see any "upper case A, a pair of scissors, or the bubble you discribe. All I see is the title, as you say, and the box where the message is written, but in this case I just see what I copied and pasted from your message, and inserted at the top of this.
Hey, Bob,
As you come downwards, there is the Word "Title", then there is the space where the title is writtten. Immediately below that is the word "Message". Now, between that word and the space/box where the message is typed, there should be a tool bar there you can select the font you want to use, and the size you want. It is on that tool bar that you find the scissors etc. .... as well as the bubble.

Let's stick with it ....
.... and Dave, I found the "insert smiley" switch ....